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Auto accidents: What really happens, what to do next, and how to protect yourself legally?

Anderson Law Office Dec. 29, 2025

Auto accidents happen fast. One minute everything is normal, and the next, you’re dealing with shock, noise, confusion, and questions like:

  • Am I hurt?

  • Whose fault was it?

  • Should I call a lawyer?

  • Will insurance cover this?

  • What if the other driver was drunk or ran away?

Most people feel overwhelmed after an accident, and that’s normal. You’re not just dealing with a damaged car. You’re dealing with stress, medical concerns, paperwork, and uncertainty.

So if you’re here because you recently experienced auto accidents or want to be prepared, this guide walks you through everything like what to do, what to avoid, and when lawyers like Personal Injury Attorneys, Criminal defense, or Auto accident attorneys help.

If you’re feeling unsure about what to do next or worried about protecting your rights, you can speak directly with an attorney by calling 763-422-8664 or emailing andersonlaw@att.net.

Picture1The first few minutes after an accident matter - here’s what to do.

Right after an accident, everything feels chaotic. But a few steps can protect both your health and your legal rights.

Here’s what to do:

  • Stay calm and stay at the scene

  • Move somewhere safe if possible

  • Call emergency services

  • Take photos of everything - cars, injuries, traffic signs

  • Collect witness and driver information

  • Avoid saying sorry or admitting fault (even casually)

  • Get medical care, even if you feel fine

Many injuries appear hours later. Having medical proof helps if a claim is filed later.

Do you really need a lawyer after auto accidents?

A common real-life question is: If I have insurance, do I actually need a lawyer?

Here’s the honest answer:

You might not need one if the accident was very minor and no one was injured. But you should consider hiring Personal Injury Attorneys or an Auto accident attorney when:

  • Someone was injured

  • There’s property damage

  • You’re unsure who was at fault

  • Insurance companies start making things complicated

  • The other driver is denying what happened

  • A rideshare, truck, or commercial vehicle was involved

  • There was DUI or reckless driving involved

Lawyers protect your rights, talk to insurance companies, and make sure you don’t accept a settlement that’s far less than what your case is worth.

What happens when the accident involves criminal charges?

Some auto accidents are not just civil cases, they can also become criminal cases. Situations that may lead to charges include:

  • Driving under DUI influence

  • Hit and run

  • Reckless or aggressive driving

  • Causing injuries due to negligence

If this happens, a Criminal defense lawyer becomes important. Why? Because a criminal record can affect your job, your license, and your future. So in some cases, a person may need both a civil injury attorney and a Criminal defense attorney.

What kind of compensation can someone receive after an accident?

One of the biggest questions people have is: How much money can I get for my injuries or damages? There is no single answer because every case is different. But compensation may include:

Type

Examples

  • Medical bills

  • Lost income

  • Car damage

  • Emotional distress

  • Long-term disability

  • Scans, surgery, medication, therapy

  • Missed work days or job loss

  • Repair costs or replacement

  • Anxiety, trauma, PTSD

  • Ongoing care or accommodations

Personal Injury Attorneys help calculate the real value of your case — not just what insurance wants to offer.

When a defective product caused the accident

Not every accident is caused by drivers. Sometimes a car part fails — brakes, airbags, tires, or software.

When that happens, the legal route may involve product liability litigation, which means holding a manufacturer responsible for selling something unsafe. This type of case requires detailed investigation, expert reports, and legal strategy.

What insurance companies won’t tell you

Insurance companies sound helpful at first, but their goal is to pay as little as possible. Some tactics they use:

  • Asking to record your statement

  • Offering fast “lowball” settlements

  • Telling you a lawyer isn’t necessary

  • Delaying responses hoping you give up

  • Twisting your words

Anything you say can be used against you, especially after auto accidents. That's why people often turn to an Auto accident attorney before speaking to the insurance company.

What if both drivers are responsible?

Many states have percentage-based fault systems. You can still win compensation — even if you weren’t perfect.

Example:

  • Damage value: 100,000

  • Your fault: 30 percent

You may still receive 70,000. A Criminal defense or injury lawyer can explain how your state handles shared responsibility.

Picture2Should you worry if the accident involves DUI?

Yes, accidents involving DUI can lead to serious consequences such as:

  • Jail time

  • License suspension

  • Higher insurance cost

  • Mandatory classes

  • A criminal record

A Criminal defense lawyer can help minimize penalties, negotiate charges, or challenge evidence.

How lawyers help behind the scenes

A strong case isn’t just about telling your story, it’s about proving it. Attorneys help collect:

  • Police reports

  • Medical records

  • Witness statements

  • Photos and videos

  • Vehicle inspection results

  • Expert accident reports

This builds evidence that supports your claim.

Quick checklist: What to save after auto accidents

  • Medical bills and prescriptions

  • Doctor reports

  • Photos and videos

  • Repair receipts

  • Insurance communication

  • Witness names and numbers

  • Police documents

The more proof, the stronger the case.

Conclusion:

If you or someone you know is dealing with auto accidents, injuries, criminal legal issues, or confusion about insurance, getting proper guidance makes the process easier, clearer, and safer.

Whether it’s Personal Injury Attorneys, a Criminal defense lawyer, or an Auto accident attorney, having someone experienced on your side can protect your rights and help you move forward with confidence.

If you’d rather get clarity before making any decisions, you can contact Anderson Law at 763-422-8664 or andersonlaw@att.net to discuss your situation.

Frequently Asked Questions

How long do I have to file a claim?

Deadlines vary by state. Some give one year, others more.

Should I talk to the other driver’s insurance?

Not before legal advice.

Can I get compensation if I was partly responsible?

Yes, depending on state rules.

Do I need a lawyer for a minor accident?

Not always, but a consultation helps.

What if the other driver has no insurance?

You may still have legal options through policies or claims.

How do I prove my injuries?

Medical records and ongoing treatment.

Am I covered if I was a passenger?

Yes, passengers also have rights.

Will I have to go to court?

Many cases settle outside court.

Can DUI charges affect my case?

Yes, they may increase penalties and influence civil claims.

What if the car defect caused the accident?

Then product liability litigation may apply.

If you’d rather get clarity before making any decisions, you can contact Anderson Law at 763-422-8664 or andersonlaw@att.net to discuss your situation.

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